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39 分钟
2025中国寿险深度转型展望:四大挑战与五大突围
2024年,看上去是寿险业过去六七年“较好过”的一年,甚至可能也是未来几年“挺好过”、乃至“最好过”的一年: 资产端,得益于权益市场2月、9月的“短期爆发”,各家险企利润同比大幅增长,2024年前三季度75家人身险公司综合投资收益率平均为5.69%,净利润合计超2800亿元,同比大幅增长129%; 负债端,产品预定利率下调疏解利差损的同时,客观上带来增额终身寿产品热销,2024年前11月人身险原保 ...
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